The book
You would never spend money without a budget. You spend time with no budget at all.
A week has 168 hours. Subtract sleep, the job, the commute, the body’s maintenance, and for most capable adults about twenty-nine discretionary hours remain — against which the marriage, the friendships, the exercise, and the parent two states over are all still waiting for an allocation. Most of us run out around the marriage.
That chronic overdraft is not a character flaw. It is a measurement problem. Time Broke ports the discipline of envelope budgeting — give every dollar a job — to the hours you actually have.
The only claim this book makes
“Measurement and intention reduce the gap between what you want from your life and how you are actually spending it.”
The gap, for most capable adults, runs between five and twenty hours a week. The fix is not better boundaries or a better morning routine. It is a two-week honest accounting, seven envelopes, and a twenty-five-minute meeting with yourself.
The app
The weekly budget meeting, in your pocket.
aim — the Time Broke app — is in the works: the two-week audit in thirty-minute blocks (about thirty seconds a night), the seven envelopes, the time-debt snowball, and the weekly meeting — later joined by your money, so one budget can fund a goal with both dollars and hours. No streaks. No red. Nothing here is required.